Our extensive experience in payments services compliance means no problem is too small or too big for us to solve – and by passing on anything we learn from working with your peers we save you time and minimise the regulatory burden:

  • We help you get FCA authorised and to manage your regulatory obligations - whether you're looking to become a Small Payment Institution (SPI), Authorised Payment Institution (API), E-Money Institution (EMI), Account Information Service Provider (AISP) or Payment Initiation Service Provider (PISP)

  • Our Payments Retainer Service offers three distinctive options to help you meet the Payment Services Regulations and associated regulatory obligations, as well as being there to deal with unwanted issues such as incident reporting, should they happen.  

  • We offer the mandatory annual independent financial crime audit in line with 5MLD, which you can also give to your bank as verification of your compliance management

  • A Safeguarding Audit is a mandatory requirement for all E-Money Institutions and any Payments Institution that is required to arrange an audit of its annual accounts under the Companies Act 2006. Our Safeguarding Audit provides you with evidence of compliance, ensures you have the correct acknowledgements from your bank and/or credit institution and/or insurance company regarding your safeguarding account or method, and provides recommendations to address any areas that require improvement

  • We are always on hand to help with any specific issues you may have such as incident reporting, Variations of Permission (VOPs), Changes In Control (CIC) or changes to your business model

  • Our regtech service, Compliancy.CAM, provides an effective and efficient way of assessing and monitoring your PSD agents’ compliance

  • Our training ranges from our e-learning platform, through to workshops and tailored classroom packages. Ahead of PSD2 implementation more than 100 firms took advantage of our workshops.  

  • Clients enjoy the use of our regtech resources, including our client portal and e-learning platform, to support compliance management and training

  • We can help you review your safeguarding arrangements to ensure they comply with the requirements set out in Part 3 of the Electronic Money Regulations 2011 and regulation 23 of The Payment Services Regulations 2017

ONGOING SUPPORT SERVICES

Minimising your time and resources, reducing the regulatory burden

We offer three different retainer service options to help Payment Institutions meet the Payment Services Regulations and associated regulatory obligations. Expert consultant led services interpreting the regulations and providing practical, usable advice and solutions that work for your business and the regulator. 

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