Jaspreet is a Consultant within our Payment Services team. She provides ongoing technical regulatory compliance support to our payment services clients. Jaspreet focuses on supporting clients with project and authorisation applications and specialises in providing PSD2 audits and compliance advisory.
Jaspreet has over seven years’ experience in the financial services sector, most recently from the regulatory circuit at the ACCA, Financial Conduct Authority and Payment Systems Regulator. During her time in these roles, Jaspreet was involved in a number of notable projects including, the implementation of industry policy developments relating to payment account regulation and payment systems and working on a major s166 investigation relating to the 2008 financial crisis. Jaspreet’s banking experience has given her compliance exposure to various Payment Service Providers and Prepaid Card providers in retail, corporate and FX.
In addition to her experience, Jaspreet is also highly qualified with a LLB Law (Hons) from Bournemouth University which included a one year placement as a Tax Associate at an international Auditors.
When she isn’t supporting her clients, Jaspreet enjoys going to the theatre, experimenting in the kitchen and practicing yoga.
Will is a Senior Consultant within our Managed Services team and specialises in supporting a wide range of Insurance clients. He has experience working with a variety of business sizes, from start-ups to mature yet dynamic businesses, and different industry sectors across the financial services spectrum where he delivered commercially focused solutions that were real, relevant and proportionate to the size of the businesses he dealt with. He is also an ex-regulator having spent 6 years at the FSA (now FCA).
He joined Compliancy Services in 2021 following previous senior roles including Head of Compliance, Head of Financial Crime and Head of Corporate Services. During his roles, Will held a number of core responsibilities including; ensuring that a fintech insurance business was compliant in two different regulatory regimes; developing and implementing a high-level strategy and integrated approach for the management of financial crime; and ensuring that the Business complied with the regulatory, financial and legal practices of both Gibraltar and UK.
Outside of the office, Will enjoys music, movies, classic cars, property development and arguing about which is better, Star Wars or Star Trek.
Ben was Chief Executive Officer of Compliancy Services for more than 10 years, before becoming Executive Chairman in 2020 and then moving to a Non-Executive Director role in March 2021. He was a key figure in Compliancy Services growing from a micro business to one of the leading independent providers of compliancy consultancy and regtech services. Today he remains a major shareholder and an important adviser to the Board.
Prior to joining Compliancy Services in 2004 Ben occupied senior management positions, which included managing European M&A for a subsidiary of GMAC and as Operations Director for a specialist UK provider responsible for a number of asset management activities.
Whilst serving in an executive role at Compliancy Services, he specialised in providing compliance, governance and risk advice to boards of banks and regulated companies and assisting new firms to become authorised by the FCA and PRA for the first time. He has worked with firms across a number of financial services sectors, in particular leading the applications for banks, investment and fintech firms. This includes supporting sectors that were facing FCA regulation for the first time such as consumer credit and cryptocurrency. For five years up until 2018 he served as Chair of the Association of Professional Compliance Consultants' Authorisations Working Group where he regularly liaised with the FCA authorisations team to help them consider improvements to the applications process.
Ben also serves as Chief Executive Officer of My Compliance Centre, a compliance management platform that has all the tools that firms regulated for financial services need to comply with their regulatory obligations. His passion for regtech and the value it can bring to compliance management led him to launch this new business in 2020.
Maurice is the Director of Wealth Management within our Capital Markets Team. He specialised in providing regulatory advice to wealth managers and banks and has over 25 years’ experience in financial services. Over the years Maurice has focused on number of regulatory change propositions, including MiFID II and SM&CR. He has also led a number of conduct of business reviews (several were supporting FCA enforcement action under a s166). This has provided him with a detailed understanding of the FCA approach and how to effectively manage regulatory interactions. The work he has performed encompasses the complete regulatory life cycle (product design through to sale and beyond), the design and implementation of conduct risk and compliance frameworks and the performance of risk assessments.
Before joining Compliancy Services, Maurice worked for Bovill (regulatory consultants) for five years. During his time with Bovill, Maurice led the Wealth Management team, providing advice to firms across a broad range of services including Conduct Risk, Mortgages and leading the implementation of the Senior Manager and Certification Regime (SMCR). Maurice also spent seven years working for Ernst & Young LLP where he held the position of Senior Manager within the Wealth Management and Retail Banking team.
In addition to his vast experience, Maurice is also qualified as a Prince II Project Management practitioner and attained a Lean Six Sigma Green Belt.
When he isn’t supporting clients, Maurice enjoys keeping fit and can often be seen running the streets of North London or walking in the wilds of northern England.
Philip has over 35 years of financial services experience, 31 of which have been in UK Compliance. He has extensive knowledge of both retail and wholesale compliance responsibilities and obligations, the last 10 of which have been predominately focused on the wholesale sector.
Before joining Compliancy Services, Philip spent 10 years working with ACA Compliance based in London. He was jointly responsible for a team of over 50 compliance professionals and a turnover of £11m. He joined the ACA group as part of its acquisition of Cordium in September 2018. At that time he was a Managing Director responsible for Cordium’s UK Compliance practice.
His first role in compliance was in 1995 when he worked as an Enforcement Officer for the Life Assurance and Unit Trust Regulatory Organisation, known as ‘LAUTRO’. He then spent subsequent years in compliance roles for The Hartford, that served the UK IFA market, with Compliance First (now part of SimplyBiz) and with National Australia Group.
He has extensive hands on technical knowledge experience with IFAs, banks, hedge funds, private equity/venture capital firms, corporate finance firms, and other more niche regulated and unregulated entities.
Janet is an Associate Consultant within our Capital Markets team. She focuses her time managing and supporting various clients with their FCA authorisation projects and manages the team and general maintenance of Compliancy Services’ online training platform Compliancy.Guru.
Janet joined Compliancy Services as a graduate from the University of Birmingham where she achieved a Master of Science (MSc) in Investments. Joining us in January 2019, Janet has become a well-rounded and experienced compliance professional and supported a vast number of authorisation and prudential reporting projects. She has also achieved a number of compliance qualifications which support her in her day-to-day activities, these include, CISI Level 3 Award for Introduction to Investment, CISI Risk in Financial Services, CISI UK Regulation & Professional Integrity. She is also currently working towards her CISI Diploma in Investment Compliance.
Outside of work Janet enjoys listening to music, especially musicals and jazz. She also speaks fluent Mandarin.
Gary is a Senior Consultant within our Capital Markets team and a core member of our Prudential practice. He provides day to day compliance support to a range of clients across the investment sector, managing a variety of projects and providing specialist advice. Gary specialises in supporting Investment Management, Corporate Finance and Crowdfunding clients, helping them to maintain their compliance and meet their regulatory obligations.
Before joining Compliancy Services in 2011, Gary worked in a number of compliance roles, most notably, Compliance Director for a Financial Services Group that includes a Financial Advisory and Investment Management arm. While in this position, Gary held FCA controlled functions CF1, CF10 and CF11 (now SMF3, SMF16 and SMF17) and was responsible for all compliance matters within the group. After nine years in this role, Gary joined Compliancy Services.
In addition to his extensive experience, Gary also holds a number of qualifications including a Diploma in Business and Finance and a Level 4 Diploma in Financial Planning from the Charted Insurance Institute (CII). Gary is also an active member of the Association of Professional Compliance Consultants (APCC) Investment Firms Prudential Regime (IFPR) working group.
Outside of work Gary has many sporting interests but has a special place in his heart for his football team, Arsenal, who he has been a season ticket holder for, for over 35 years.
David is a Consultant within our Payment Services team. He is responsible for the delivery of consultancy services and specialises in supporting firms with their FCA authorisations, AML registrations and the management of their ongoing compliance obligations. In addition to his knowledge of the payment services sector, David also has an avid interest in cryptoassets and represents Compliancy Services in our membership with CryptoUK.
David joined Compliancy Services in 2017 as part of our graduate programme after working in the International Affairs Office at the Central Bank of Venezuela for four years. Since starting with Compliancy Services, he has worked with a vast portfolio of clients and joined the Association of Compliance Consultants (APCC) Crypto working group as an active member.
David has a CISI Level 3 Award in Combatting Financial Crime, a Financial Institutions Specialist MSc from Andres Bello Catholic University (UCAB) and a BSc in Economics from Central University of Venezuela (UCV). David was also awarded the Chevening Scholarship Award (Scholar 2016-17) by the Foreign Commonwealth Office UK. Chevening Scholarships enable outstanding emerging leaders from all over the world to pursue a one-year master’s degrees in the UK, allowing David to achieve an MBA in Global Banking and Finance from the University of Birmingham.
Joanna is a Consultant within our Capital Markets team. She offers practical support to help our clients manage their regulatory compliance obligations and assists them with their everyday compliance needs. Joanna specialises in providing AIFMD and UCITs compliance support to firms within the capital markets space and has a broad knowledge of regulation and compliance obtained from her experience as Chief Compliance Officer & MLRO at Ferox Capital LLP.
With over 11 years’ experience in compliance and middle office roles, Joanna is a well-rounded and knowledgeable compliance professional. During her time as CF10/11 at Ferox, she held a number of core responsibilities, most notably; leading through AIFMD, FATCA, MIFID & MIFID II, UCITS, ESMA, ERISA, and EMIR, developing and improving compliance monitoring processes, risk management procedures and controls, investment product knowledge particularly in regard to fixed income, equities and complex financial derivatives, and AML/Market Abuse/Financial Crime/KYC compliance requirements through process and procedure reviews.
Outside of work Joanna enjoys the outdoors, open water swimming, sailing, rugby, and horse riding.
Harpartap Singh is responsible for the for the development and expansion of Compliancy Services’ prudential services offering and client service delivery.
He has substantial experience helping firms manage their prudential regulatory obligations, including ICAAP and ILAAP reviews; SREP remediation; GABRIEL / COREP reporting; recovery and resolution plans; wind down planning; regulatory capital restructuring; and M&A due diligence. Whilst he has experience helping firms across all sectors to comply with their prudential regulatory obligations, his particular strength is helping investment firms and credit institutions.
He joined Compliancy Services in 2020 having spent four years leading Bovill’s Regulatory Capital and Liquidity Team. His career started in the mid-1990s as a barrister, before becoming a Chartered Accountant and Prudential Consultant in the early 2000’s working for consultancies including PwC, Grant Thornton and Buzzacott.
Harpartap is a regular speaker at conferences and industry seminars and regularly writes about the management of prudential risk.
Iain founded the company in 2003, and he is an adviser to the senior leadership team and provides services to our Mortgages, Insurance and Consumer Credit clients.
His main focus is on large clients, which include a number of Plcs, household names and other large firms, providing board level support and guidance to clients’ compliance functions.
Iain has significant experience of the financial services industry, including over 25 years in banking, investments and insurance with Barclays, Citibank and NatWest banks and is formally qualified in both Banking and Accountancy. Iain is also a Chartered Management Consultant.
Iain also has been responsible for ensuring many regulated firms gain their FCA licence and has acted as a skilled person under section166. Iain’s clients also benefit from his wide-ranging business and consulting experience.
Iain is a senior member of several industry organisations, providing input into the formation of policy and advising on lobbying. He is also a regular speaker on business and compliance matters.
Louise is the Head of Marketing and Communications at Compliancy Services and team leader within the marketing department. She brings over 11 years’ experience working in the financial regulatory compliance industry with particular knowledge of marketing within the Capital Markets sector.
Previously Louise worked at Cordium (now ACA Compliance) where she was Global Marketing and Communications Director and successfully helped to position the firm as the leading compliance consultancy in the Wholesale Industry.
Kumar is our Managing Director and is responsible for all of our consulting activities in the Banking, Payments, Capital Markets and Asset Management sectors.
Kumar is an internationally experienced Counterparty Risk, Regulatory Compliance & Change and Risk & Operations Transformation Management Leader and trouble-shooter. He has extensive and diverse management and line role experiences within Banking Credit, Counterparty, Market & Operational Risk Management and Insurance spanning 28+ years in Europe and Asia.
He has galvanised and extended his skillset during the last 8+ years within Consultancy in areas of Advisory, Management and Execution to a spectrum of financial institutions whilst carving out specialisms in Forensic Risk Management, Regulatory Compliance & Strategic Credit and Counterparty Transformations. Kumar has gained a deep understanding of, including stakeholder impacts, both current and in-flight Financial & Banking regulations. His FCA secondment within Financial Benchmarks has given unique insights into the tri-party regulatory objectives in setting policy, the role of industry consultation and implementation.