Andrew is our Chief Financial Officer and is responsible for managing financial strategy and operations at Compliancy Services.
Andrew is a financial professional with over 30 years experience in a wide range of business sectors. Prior to joining Compliancy Services, Andrew served 5 years as the Finance Director of Fairfax I.S. PLC, a boutique Investment Bank in Mayfair, London. He has also served as the Chief Financial Officer of Stern Stewart & Co, renowned for being the EVA company, a worldwide management consultancy firm.
Andrew began his career in Audit where he trained to become a Chartered Accountant at RSM, and has audited clients within a wide range of sectors. As a Senior Audit Manager, he specialised in the Financial Services Sector where Rathbone Brothers PLC and its subsidiaries were one of his prestigious clients.
Andrew is a Fellow Member of the Institute of Chartered Accountants in England and Wales.
Client Services - Senior Consultant/Interim Team Leader
Abou Bangoura is a consultant within our Payment Services team. He offers practical experience and knowledge to help our clients understand and manage their regulatory compliance and financial crime obligations.
Prior to joining Compliancy Services in December 2020, Abou has spent more than seven years working in compliance teams for Authorised Payment Institutions and E-money Institutions. His most recent experience was as a Compliance Officer and Deputy MLRO for Nvayo, an E-money Institution and Principal Member of Mastercard.
Abou has an ICA Diploma in Anti-Money Laundering from the International Compliance Association, having graduated from the University of Bordeaux Montesquieu with a degree in economics and management and from the University of Westminster with a masters’ degree in international commercial law.
When he is not thinking payment services regulatory compliance, he likes to watch NBA games and has a lifelong goal is to attend a NBA final.
James is our Client Director – Payment Services and a familiar name to many in the payments and e-money community. He leads our dedicated Payment Services Practice, responsible for delivery of consultancy services and helping clients compile and submit applications for authorisation in the UK and in the EU.
James spent over 22 years at the Financial Conduct Authority (FCA) where he was, most notably, in charge of the Payments Authorisations Team. James, also, headed up the Passporting Team and participated in a number of European working groups, developing guidelines and technical standards for various single market directives.
Most significantly, James represented the FCA in drafting the EBA’s ‘Authorisation Guidelines’, which set out the information requirements for all payment services applications across Europe. He was also the Accountable Executive at the FCA responsible for the project to implement PSD2 into UK regulation.
James is currently Chair of the Association of Professional Compliance Consultants' Authorisations Working Group liaising with the FCA Authorisations department to provide feedback and opportunities for process improvement.
Alex is a Senior Consultant within our Capital Markets team. He offers practical support to help our clients manage their regulatory compliance obligations and assists them with their everyday compliance needs.
Before joining Compliancy Services in January 2021, Alex spent over six years’ in the financial services sector, with his most recent experience coming as a Compliance Consultant at ACA Compliance Group (previously Cordium Consulting).
In addition to his vast experience, Alex also brings with him two CISI qualifications, including a Level 3 Certificate in Risk in Financial Services and a Level 6 Diploma in Investment Compliance. He also graduated from The University of Reading where he achieved a BSc in Investment and Finance in Property and a MSc in Capital Markets, Regulation and Compliance.
When he is not providing compliance support, Alex enjoys playing the piano and staying healthy by cycling and exercising in his local gym.
John is one of the UK’s foremost compliance experts in payment services, and he is Technical Director in our Payment Services Practice.
Assisting Banks, Payment Institutions and E-money Institutions manage their compliance and plan their future commercial strategies in the light of changing regulations, and has unparalleled experience of relevant payments legislation and regulation.
Immediately before joining Compliancy Services, John was Senior Manager, Compliance Advisory, for Global Transaction Banking at Lloyds Bank where he also acted as subject matter expert on payments. Prior to that he was the FSA’s Technical Specialist on Payments, dealing with the UK implementation of the Payment Services Directive and the 2nd E-Money Directive.
He was the first editor of the FSA’s PSR Approach Document and assisted with the development of PERG 15 in the Handbook, as well as assisting HM Treasury with the drafting of the UK legislation. At EU level he was a member of the European Commission’s Payments Committee, the ECB’s Forum on the Security of Retail Payments and the EBA’s Standing Committee on Consumer Protection and Financial Innovation.
Colin is a senior consultant in our City Markets team, working mainly with clients in the Mortgage, Insurance, Corporate Finance, Wealth Management and CFD sectors.
Colin worked at HBoS for 33 years during which time he held senior positions in the branch network and Training departments. During the last 15 years at HBoS Colin worked in Risk and Compliance where he held the positions of Regional Risk Manager and Manager of Risk and Compliance for Retail Telephony Sales.
Colin is an Associate of the Chartered Institute of Bankers, Associate of the Chartered Securities Institute and holds a Diploma in Management Studies.
Ben specialises in providing compliance, governance and risk advice to boards of banks and regulated companies and assisting new firms get authorised by the FCA and PRA for the first time. He has worked with firms across a number of financial service sectors, in particular leading the applications for banks, investment and fintech firms. This includes supporting sectors that are facing FCA regulation for the first time such as consumer credit and cryptocurrency. For five years he was Chair of the Association of Professional Compliance Consultants Authorisations Working Group where he regularly liaised with the FCA authorisations team to help them consider improvements to the applications process.
As CEO of Compliancy Services he is responsible for the development of their strategy and the new products and service innovation. Under his direction the company has shown a strong aptitude for bringing successful new developments to market which have included a number of regtech services such as an e-learning platform with more than 5,000 users, a software as a service app that helps consumer credit firms manage their compliance, PSD2 compliance monitoring and third party financial institution onboarding and monitoring.
Before joining Compliancy Services in 2004 Ben occupied senior management positions, which included managing European M&A for a subsidiary of GMAC and as Operations Director for a specialist UK provider responsible for a number of asset management activities.